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Money expert clark howard seems to delight in labeling himself as “cheap. ” in some ways, it seems that saving money is as much of a game to him as it is practical. Clark howard, the founder of clark. com, clarkdeals. com and the consumer action center, has been sharing practical advice to help people save more and spend less for more than 30. Personal finance for dummies has been tackling financial literacy for 30 years. This tenth edition continues to share the sound advice that’s helped millions of readers become financially. To break the habit of not being a saver and to start building your wealth, consider the following two money rules from howard.